What if this was to happen to you? Would you remember what you own? Not likely. Would you be prepared or suffer a significant loss? A home inventory could be the difference.
But accidents happen every day, and so do fires from natural causes.
Modern home burn more quickly due to their open concepts and highly flammable materials, according to the Canadian Association of Fire Chiefs and the National Research Council, CBC News reported in January 2018.
Forest fire costs expected to double
Furthermore, with the rise in Global Warning, the federal Department of Natural Resources expects Canada's forest firefighting costs to double over the next 20 years. Since 1970, the costs of fighting forest fires has increased steadily by about $120 million annually. Last year, Halifax lost 5,408 hectares of land to 21 forest fires.
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With Halifax being known as a "City of Trees," it should be time to consider what if? The what if almost happened recently in Cole Harbour, where residents were forced to evacuate and stay in a shelter overnight due to a forest fire that firefighters were fortunately able to get under control.
So what if your home did suffer a horrible fate. Your insurance company would ask you to make a list of your contents but what if they are unrecognizable? Therein lies the problem. Insurance companies recommend that you have a inventory of everything you have in your home, so that claims can be settled quickly and accurately - and you can receive everything you're entitled to.
SafeList offers a free consultation to protect you from loss by fire or natural disasters, and to show you how to utilize your inventory in many helpful ways.
Assessing flood risks in Halifax
Halifax is a vulnerable area both for expected sea level rise and for freshwater flooding during rain storms.
In 2017, Global News reported Halifax experienced some of its worse winter flooding in memory due to heavy rain, snow and clogged sewer drains.
In 2015, a report released by the University of Waterloo, sponsored by the The Co-Operators insurance company, found that Halifax was the least prepared of any Canadian city to deal with extreme rainfall. The City has been involved in exploring evacuation plans.
Just this year, 2018, Maritime neighbour Fredericton was devastated by one of the worst floods in its history. What if it were to happen here? Large insurance claims would be inevitable.
It is much easier to just check water damaged items off a list than it is to photograph them, list them and describe them in detail. When your up to your knees in water, it's stressful enough.
SafeList keeps you prepared in the event of a natural disaster such as flooding. Contact us today for a free consultation on how your can use your home inventory in many practical ways.